Dallas VA Loans

Dallas VA Loans and Dallas VA Loans Refinancing – The Veterans’ Guide!

Dallas offers something for everyone and Veterans are no exception. If you’re a Veteran or servicemember living in the Dallas area and want to take advantage of VA home loans to buy a house, Capital Bank, N.A. can help you find the best terms on Dallas VA loans. With no down payment and low interest rates on Dallas VA loans, we may be able to help you purchase a home without a lot of hassle. If you already own a home, Capital Bank, N.A. can even help with refinancing Dallas VA loans, which could save you hundreds of dollars each month.

Whether you’re ready to buy or just want to learn if you’re eligible for Dallas VA loans, use our easy VA loans application form, email us at [email protected] or call us toll free at (866) 216-3577. We can help answer any questions you have about new VA loans or refinancing Texas VA loans.

Qualifying For Dallas VA Loans Is Easy!

To learn more about qualifying for Dallas VA loans, visit our VA loans eligibility page or apply online now to get prequalified within minutes! The process for applying for Dallas VA loans is quick and simple. Capital Bank, N.A. can walk you through the VA loans process and tell you exactly what documentation is necessary to prove your eligibility.

Basic qualifications for Dallas VA loans include:

  1. Active duty service for 90 days or more during wartime

  2. Active duty service for 180 days or more during peacetime

  3. Honorable discharge from your service branch

  4. You are on active duty

  5. Being the surviving spouse of a Veteran who died in service or as a result of a service-related injury, providing that you have not remarried.

If you have questions about how debt to income ratios and your credit affects interest rates for Dallas VA loans, the loan professionals at Capital Bank, N.A. are standing by ready to help. We can make applying for Dallas VA loans simple, whether you’re a first time home buyer, moving up, or interested in refinancing your current VA loan.

To learn more about Dallas VA loans, call Capital Bank, N.A. at (866) 216-3577, use our Contact Form or email us at [email protected]. Apply online today or contact us with any questions you have about applying for new Texas VA home loans or refinancing existing VA loans.

Save Money With Dallas VA Loans or VA Loan Refinancing!

If you’d like to own a home in Dallas, or save money each month with a Dallas VA loan refinance, Capital Bank, N.A. is here to help you achieve your homeownership goals.

Also known as Veteran mortgages, Dallas VA home loans are a simple, affordable option you’ve earned by bravely serving our nation — and we’re here to help you take advantage of your Dallas Veteran loan benefits.

Imagine what you could do with a no money down payment option for buying a home — and all the additional savings with no mortgage insurance requirement AND low interest rates. If you’d like to save on your monthly mortgage payments, Dallas mortgage loan refinancing is available — including a cash-out refinance money if you’d like to borrow against the value of your home.

Talk to Capital Bank, N.A. today and start with your Dallas VA Loan eligibility. Then apply and get pre-qualified for your Veteran loan. Need help locating your DD214 or VA Loan COE? Let us know and we’ll help you track them down.

The Housing Market In Dallas, TX

Within the city limits of Dallas, the median home sales price is $63,080 and the limit on Dallas VA loans is $424,100*. This means that Veterans should be able to easily purchase a home well under their VA loan limit. However, some areas, such as popular Preston Hollow and Oak Lawn, have home values above the limit for Dallas VA home loans. This does not mean these houses are unattainable for Veterans — it simply means the VA will not guarantee the entire loan amount.

  1. Year over year home sales decrease: -61.4%

  2. Year over year median sales price decrease: -8.5%

  3. Median real estate property taxes: $3141

  4. 2012 new house construction building permits for single family homes: 936

Why Veterans Love Dallas

The University of Dallas’ Graduate School of Management has been designated as a 2013 Military Friendly School by Victory Media. Only 15% of educational institutions throughout the country receive this honor for service to Veterans. Additionally, Veterans who entered service in Texas can use their Hazelwood Act benefits to pay for high education at any Texas public university.

Local companies are committed to hiring Veterans. In 2013, the 100,000 Jobs Mission, an organization dedicated to helping Veterans find jobs, hosted an employment fair in Dallas. Companies at the event included Shell Oil, the Texas Highway Patrol and JP Morgan Chase.

More than 70,000 Veterans have settled within the Dallas city limits after their time in the military. Part of the reason Texas is so popular is that the state doesn’t have a state income tax.

All About Dallas, TX

  1. Dallas is home to a large number of Fortune 500 companies such as AT&T, Energy Future Holdings, Southwest Airlines, Texas Instruments, Tenet Healthcare and Atmos Energy.

  2. Dallas residents enjoy a lower than average unemployment rate in Dallas of 6.9% and an average salary of $67,000.

  3. The Greater Dallas area consists of Fort Worth and over 3.3 million people are residents of metropolitan Dallas.