Augusta VA Loans and Augusta VA Loan Refinancing

Augusta VA Loans - Georgia

Take advantage of the low interest rates available to Veterans from and get a new home in beautiful Augusta, Georgia! With median home prices of $78,000, this Georgia city is affordable and military-friendly, and Augusta VA loans can get you into your new home with NO money down. This is a Veterans-Only benefit that shouldn’t be passed up!  To get started, fill out our VA loan application or contact us at (866) 216-3577 or Our Augusta Veteran loan specialists will discuss your eligibility and explain the requirements for securing an Augusta VA loan.

Qualified Augusta buyers can purchase a home for up to $424,100, with a max guaranty of $1,000,000*.

Follow These 3 Steps to Augusta VA Loans and Augusta VA Loan Refinancing:

  1. Step 1:  Request or provide your VA loan COE (Certificate of Eligibility). Don’t have it? Call us and we will help you find it.
  2. Step 2:  Find your Augusta home with help from our home search.
  3. Step 3:  Complete your VA loan application and get prequalified!

Living in Augusta, Georgia

  • The average salary of an employee in Augusta is $66,000. Major employers in the area include the Georgia Health Sciences University, the Savannah River Site and the U.S. Army Signal Center.
  • Popular Augusta neighborhoods include Belair, Summerville, Lake Aumond, Southside, Wheeless Road and Pepperidge.
  • Around 200,000 people live within the Augusta city limits. However when the metropolitan population of Augusta-Richmond County is considered, the population increases to over half a million people.

Veterans in Augusta

  • Fort Gordon is located in Augusta and dates back to WWI. The Army installation is an important part of Augusta’s economy and $1.1 billion from the installation is injected into the local economy each year.
  • Housing prices in Augusta are well within BAH rates, which means that service members can easily purchase a home using their VA loan benefits. Current rates for an E-5 are $1092 with dependents or $909 without dependents.

Save Money with August VA Loans and Help from Our Mortgage Experts

There’s no better way to purchase a home than with an Augusta Veteran loan. As a Veteran you’re entitled to ZERO down, don’t have to pay PMI and are eligible for low interest rates – don’t let this amazing benefit go to waste Let the Augusta Veteran home loan experts at help save you money and get you into your new home faster. Apply online now or contact us to see if you’re eligible.

Find Out if You Qualify

Visit our eligibility page to learn more about Augusta VA mortgage qualifications.

Veterans are typically eligible if they meet one or more of the following criteria:

  • 90 days or more of active duty service during wartime
  • 180 days or more of active duty service during peacetime
  • Received Honorable Discharge
  • Currently on active duty
  • Surviving spouse of a Veteran who died during service or as a result of service-related injuries, and you haven’t remarried

Already Own a Home? Veterans Can Save with Augusta VA Loan Refinancing

Current homeowners can save money every month with an Augusta Veteran mortgage refinance. Cash-out refinancing and streamline refinancing are available, and our Augusta VA loan refinancing experts can determine if you qualify and which option is best for you. Apply today or contact us to learn more.

Not Qualified for a VA Loan? Apply for Augusta FHA Loans

Augusta buyers who don’t qualify for Veteran home loans may be eligible for Augusta FHA loans or FHA refinance loan. These low interest rate mortgages are government-backed loans that have less stringent income and credit requirements than conventional loans, making them a good option for those with poor credit or little money to put down.

Take advantage of your military benefits and get started on your Augusta VA loan application at today!  To learn more about all of our loans and services for Veterans, visit our FAQ page, call an Augusta VA mortgage expert at (866) 216-3577 or email us at

*VA Loan Limits are accurate as of 1-28-13. Source:, 2013 VA County Loan Limits