Miami FHA Loans

VA Loans and VA Loans Refinancing by Capital Bank, N.A.
 

Miami FHA Loans and Miami FHA Loan Refinancing

Are you a Veteran ready to buy your first home in Miami? Capital Bank, N.A. is ready to help you with a fast, easy approval process for Miami FHA purchase loans.  Already a homeowner and interested in reducing your monthly payments?  Miami FHA refinance loans can lower your payments or give you access to needed cash with cash-out refinancing and streamline refinancing options. Capital Bank, N.A. has Miami FHA loan specialists standing by. Apply now for fast prequalification or contact us at (866) 216-3577 or email [email protected] to get answers to your questions.

Welcome to Miami, FL

  • Home to half a million people, this sunny city is one part of a larger metropolitan area with 5.5 million residents. The beaches and outdoors draw another 38 million visitors.
  • 2 of 3 Miami residents are fluent in Spanish. The city has a large Cuban-American population.
  • The largest Miami employers are American Airlines, Miami-Dade Public Schools, Miami-Dade County, the U.S. and Florida government, Publix Supermarkets, Baptists Health South Florida, and the University of Miami.

Why Miami is Great for Veterans

  • Housing prices dipped in 2008, but since 2011 Miami home values have been rising. The home values have increased by an average 15%, and that trend is expected to continue, making this a great time to buy.
  • Free rehabilitation services are available to Miami Veterans. The Home Depot Foundation and Rebuilding Together Miami Dade, a local non-profit supporting Veterans and helping with home repair.
  • The Miami VA Healthcare System offers medical, psychiatric, surgical, and other types of health services to the 300,000 area Veterans.

Is a Miami FHA Loan or FHA Refinance Loan Right for You?

If you want to save money on your home loan, applying for Miami FHA loans or a Miami FHA refinance loan is a smart move. Capital Bank, N.A. is here to help you understand the various types of FHA purchase loans and help you decide what is best for you. We can even help you understand the differences between special loan types like the FHA Energy Efficient Mortgage (FHA EEM), FHA Section 203(k) and more.

Miami FHA loans come with excellent benefits including lower interest rates and only 3.5% down payment. That’s great news for young Veteran families or retirees with not a lot of money saved. If you’re worried about qualifying because of your credit history, call us! The FHA grants government-backed loans based on your current debt-to-income ratio and ability to pay a monthly mortgage. The credit requirements are more flexible than conventional loans, which makes home ownership affordable for more people!

Capital Bank, N.A. makes it quick and easy to prequalify for Miami FHA refinance and FHA mortgages. Start our FHA purchase loans application now or contact us to learn more!

Already In a Home? Save with a Miami FHA Refinance Loan.

Save money each month when you choose a Miami FHA refinance loan. The experts at Capital Bank, N.A. will help you decide what kind of FHA refinance is right for you. Start the Miami FHA refinance loan approval process now with our online application or contact us at any time if you have questions about your eligibility.

Have You Considered a Miami VA Loan?

If you have proudly served our country, don’t hesitate to look into your VA loan eligibility! Miami Veteran loans offer amazing benefits like $0 money down, NO high PMI premiums and the lowest interest rates you can get. Not sure if you qualify for a VA loan or VA loan refinance? Our Miami Veteran loans experts can guide you through the approval process and get you an answer fast!

At Capital Bank, N.A., our goal is to make homeownership affordable and the loan application process easy for Veterans. Get started with our FHA loan online prequalification form. If you have special circumstances, or just aren’t quite sure where to start, our FHA purchase loans FAQ page has answers to common questions. If at any time you have questions or need help, don’t hesitate to contact our local Miami FHA loan experts at (866) 216-3577 or [email protected]