Alabama VA Loans and Alabama VA Loan Refinancing

Alabama VA Loans and Alabama VA Loan Refinancing wants to get you into a home. We’ve made it easy to secure Alabama VA loans and Alabama VA Loan refinancing.

Veterans who qualify can purchase a home with NO down payment! Enjoy low interest rates on your Alabama VA loans and move into the home of your dreams this year!

Alabama has a low median home price of $85,100, and the limit on Alabama VA loans is $424,100*. Don’t miss out on your chance to use the Alabama VA home Loan benefits you’re entitled to! This affordable market is perfect for young Veteran families, relocations and empty nesters alike.

Have questions about your Alabama VA Loan eligibility? Contact at (866) 216-3577 or to start your Alabama VA loan application.

Use’s 3 Step Alabama VA Loans and Alabama VA Loan Refinancing to Get Started Today:

  1. Step 1: Provide your Alabama VA loan Certificate of Eligibility (COE). If you don’t have one or can’t find it, contact us. We can help!
  2. Step 2: Start your Alabama home search! Use our home search page to get started.
  3. Step 3: can get you approved in minutes with our simple online VA Loan Application. Our Alabama Veteran Loan and VA Mortgage Refinancing experts are standing by!


Take Advantage of Your Military Service Benefits with Alabama VA Loans and Alabama VA Loan Refinancing

If you’re a Veteran, there’s no reason not to take advantage of Alabama VA Loans or Alabama VA Loan Refinance. VA Loans are a military benefit you’ve earned and they require no money down, no monthly PMI payments and carry extremely low interest rates. You will not find a more affordable mortgage anywhere!

Current home owners can take advantage of their Alabama VA Loans benefits too! Alabama VA mortgage refinancing gives you many options. Cash-out refinancing, streamline refinancing and lower interests rates can be yours if you qualify.

Find Out if You Qualify for Alabama VA Loans or VA Refinance and Apply Today

Our Alabama Veteran loan experts will tell you if you qualify for Alabama VA Loans. Visit our VA loan eligibility page for more details.

Eligibility for VA Loans is usually granted to:

  1. Active duty personnel who have served at least 90 days during wartime.
  2. Active duty personnel who have served at least 180 days during peacetime.
  3. Honorably discharged Service members.
  4. Un-remarried widows of Veterans who died in the line of duty or as a result of a service-related injury.

Alabama Facts

  1. Unemployment in Alabama is quite close to the national average and is currently 8.3%. The state’s largest employers include Redstone Arsenal, the University of Alabama at Birmingham, Maxwell Air Force Base and the State of Alabama.
  2. Nearly 5 million people live in Alabama, with many of them concentrated within Birmingham-Hoover, Huntsville, Mobile and Montgomery.
  3. Winters are mild, which means the area is ideal for cotton production. Alabama’s nickname is ‘The Cotton State,’ however it actually ranks eighth in cotton production. Other agricultural products from Alabama include peaches, soybeans and peanuts.

Why Veterans Love Alabama

  1. The U.S. Army Material Command is headquartered at Redstone Arsenal. More than 35,000 soldiers and civilians work at the Army Post, which is located in Huntsville.
  2. Other military installations include Maxwell-Gunter Air Force Base, Anniston Army Depot, Fort Rucker and the Coast Guard Aviation Training Center.
  3. Alabama does not levy an income tax on income derived from military retiree pay, which makes Alabama an attractive place for Veterans to retire. Loan Can Also Help You Secure an Alabama FHA Loan

If you don’t qualify for an Alabama VA Loan, talk to us about an Alabama FHA mortgage or Alabama FHA refinance loan. These government-backed loans are a great alternative for buyers with poor credit history as they require only 3.5% down and have less stringent income and credit requirements.

Use our online prequalification form to apply for your Alabama VA home loan or VA mortgage refinance from today! Visit our FAQ page for more details or contact us anytime at (866) 216-3577 or

*VA Loan Limits are accurate as of 01-01-17. Source:, 2013 VA County Loan Limits

Information relating to income and housing prices was sourced in 2013.  It may or may not have changed over time for your state and city.  Please reference your local census data for more accurate information.