In just a few minutes, we can have you pre-qualified for your VA Loans. There are no stresses, no hassles and most importantly, no hidden fees! Just call us toll-free or fill out our simple online form and a local professional who’s experienced in VA loans will contact you to answer any questions or concerns you might have.
If you don’t qualify for a VA loan, we may be able to help you get an FHA loan, which is an excellent alternative with its own set of unique benefits. If you already have an FHA mortgage, we may be able to help you save money through a FHA refinance loan.
VA Loan / VA Refinance Information
- Why Choose Us?
- VA Loan Benefits
- VA Loans
- VA Refinancing
- Get Started Now!
-
Welcome to VA Loans Finance!
At VA Loans Finance, we understand the importance of finding the perfect home and securing the right financing for our deserving veterans and military personnel. Our mission is to provide comprehensive information, resources, and support to help you navigate the VA loan process with ease and confidence.
Why Choose VA Loans Finance?
Expert Guidance: Our team of experienced professionals specializes in VA loans and is dedicated to serving those who have served our country. We have in-depth knowledge of the VA loan program and can guide you through every step of the process.
Simplified Information: We know that the mortgage industry can be complex, especially when it comes to VA loans. That’s why we strive to simplify the information and present it in a clear and concise manner. Our website is designed to be user-friendly, providing you with all the information you need to make informed decisions.
Extensive Resources: Whether you’re a first-time homebuyer or looking to refinance your existing VA loan, we offer a wide range of resources to help you understand your options. From articles and guides to calculators and tools, we have everything you need to make the most of your VA loan benefits.
Personalized Solutions: We believe that each borrower is unique, and that’s why we take a personalized approach to every client. Our team will work closely with you to understand your specific needs and tailor a solution that fits your financial goals.
Strong Network: Over the years, we have built strong relationships with lenders, real estate professionals, and other service providers in the VA loan industry. These connections allow us to connect you with trusted partners who can assist you throughout the home buying or refinancing process.
Commitment to Service: At VA Loans Finance, we are committed to providing exceptional service to our clients. We pride ourselves on being responsive, reliable, and transparent in our communication. Your satisfaction is our top priority.
Whether you’re buying your first home, upgrading to a larger property, or refinancing your current mortgage, VA Loans Finance is here to help. Explore our website to learn more about VA loans, check your eligibility, and access valuable resources. When you’re ready, reach out to our team, and let us assist you in achieving your homeownership dreams.
Thank you for choosing VA Loans Finance. We look forward to serving you!
Questions? Call us now at (866) 216-3577 to talk with a VA Loan Specialist.
-
VA Loan Benefits
The benefits to using VA Loans are No Money Down, Lower Interest Rate, and a Lower Monthly Payment!
As of 2011, The Department of Veterans Affairs currently guarantees $58 Billion worth of VA Loans, yet less than 10% of eligible Veterans use their VA loan benefits. VALoanMortgages.com’s goal is to educate all Veterans as to their VA Loan Benefits.
NO Money Down
VA Loans do not require a down payment
The VA Loan Program is the only loan available that allows for $0 down. With the tightening of the mortgage market, it is becoming harder for those to obtain financing because of the large down payment requirements. Because of the VA’s Guarantee, eligible Veterans are NOT required to put any money down!* This could potentially save you tens of thousands of dollars in out of pocket expenses, that’s money you could use to move, decorate, upgrade or renovate the home you purchase.
*The 100% financing is restricted to county limits.
Lower Mortgage Payments & VA Loan Rates!
VA Loans have NO Mortgage Insurance…this can save you thousands a year.
Unlike Conventional and FHA loans, VA Loans have NO Mortgage Insurance. The mortgage insurance for Conventional and FHA loans are typically between .5% and .85% per year. Additionally FHA charges 1.75% in Up Front Mortgage Insurance. This can cost you thousands of dollars a year. Why would you pay for mortgage insurance that you don’t need? The VA Loan does not require mortgage insurance making your total monthly payment lower and more affordable.
Questions? Call us now at (866) 216-3577 to talk with a VA Loan specialist.
-
Buying a home?
Don’t know what the options are? Are VA Loans really better?
VALoanMortgages.com, Inc. can help you answer all of these questions. We are THE premier network of VA Loan Experts.
If you are active duty or a veteran a VA Loan is usually the best option for financing your new home purchase for a number of reasons.
Zero Down Payment Required
The single biggest benefit to a VA Loan is that there is not a down payment requirement. This is a unique feature to VA Loans. Other types of financing require at least 3.5% down.
Flexible Credit Standards
The income and credit standards are much more flexible for VA Loans have with Conventional or FHA loans. Bottom line…it’s easier to qualify for a VA Loan than other types of financing.
More Benefits…
Lower VA Loan Rates & Lower Payment
Because of the VA Guarantee lenders are able to offer lower interest rate on VA Home Loans than other types of financing. Additionally, the VA Guarantee eliminates the need for Mortgage Insurance. This means that a veteran can expect to save in effective interest rate by using a VA Loan Financing; this can save the Veteran thousands of dollars a year.
Are you a First Time Home Buyer?
Buying your first home is a major life decision. VALoanMortgages.com is here to make the process as smooth as possible.
A VA Loan is the perfect option for first time home-buyers because of less restrictive guidelines, no down payment requirement, and a lower monthly payment with NO mortgage insurance.
Questions? Call us now at (866) 216-3577 to talk with a VA Loan specialist.
-
Refinancing Your Home?
Refinancing Your VA Loan is EASY!
Save money, monthly, by refinancing your VA Loan. A VA Mortgage Refinance / VA Streamline Refinance never has out of pocket cost and could save you thousands of dollars a year, depending on your loan and situation. Contact us to discuss options available to you.
VA Streamline Refinance
A VA Streamline Refinance otherwise known as an IRRL (Interest Rate Reduction Loan) is a very easy way to lower your interest rate and save you money right away. The benefits of a VA Streamline Refinance (Interest Rate Reduction Loan) are:
NO Appraisal Required (In Most Cases)
NO Income Verification Required (In Most Cases)
Reduced VA Funding Fee
Don’t have a VA Loan Currently? Do you pay mortgage insurance?
VALoanMortgages.com can help you save hundreds of dollars a month, depending on your loan and situation. Contact us to discuss options available to you, if you answered yes to any of these questions.
If you don’t have a VA Loan Currently don’t let your VA Loan Benefits go to waste. You can refinance from a Conventional or FHA loan. The benefits to refinancing to a VA Loan are:
Eliminate Mortgage Insurance
Lower your Monthly Payment
Reduce the amount of Interest You Pay
VA Cash-Out Refinance
Looking for Cash to improve your home, pay off debt, or anything else? VA loans may be your best option.
The VA Loan Program allows eligible veterans to cash out up to 90% of the value of their property. The program is not limited to those who currently have a VA Loan; ANY ELIGIBLE VETERAN may take advantage of this programs
VA Refinancing Continued…
VA Streamline Refinance
The VA Streamline Refinance is an easy, fast, and effective way to lower your monthly payment or reduce the term of your loan. The VA Streamline Refinance (IRRL or Interest Rate Reduction Loan) is designed for those active duty military or veterans who currently have an existing VA Home Mortgage. There are minimal requirements for the VA Streamline Refinance and VALoanMortgages.com makes it easy.
The VA Streamline Refinance Benefits are:
NO Appraisal Required (In Most Cases)
NO Income Verification Required (In Most Cases)
Reduced VA Funding Fee
Receive existing escrow account refunded back to you
Conventional to VA Refinance
Don’t have a VA Loan Currently? Do you pay mortgage insurance? Is Your Current Interest Rate above 5%? VALoanMortgages.com can help you save hundreds of dollars a month, if you answered yes to any of these questions. If you don’t have a VA Loan Currently don’t let your VA Home Loan Benefits go to waste. You can refinance from a Conventional or FHA loan to VA Home Loan today. The benefits to refinancing to a VA Loan Refinance are:
Eliminate Mortgage Insurance
Lower your Monthly Payment
Lower your Interest Rate
Reduce the amount of Interest You Pay
Questions? Call us now at (866) 216-3577 to talk with a VA Loan specialist.
-
Ready to Get Started?
If you’re ready to start saving money by taking advantage of your hard-earned Veteran benefits, start with our easy application form. Our lenders will be in touch with you soon to answer any questions and to help you complete the VA loan application process. In the meantime, contact us at any time!
Questions? Call us now at (866) 216-3577 to talk with a VA Loan specialist.
