Austin VA Loans

Austin VA Loans And Austin VA Loan Refinancing

Looking Into the Benefits of Austin VA Loans or VA loan refinancing?

Capital Bank, N.A. helps Veterans make the most of their hard-earned Austin VA loan benefits, including VA loan refinance options. Apply online and get prequalified within minutes – with Capital Bank, N.A. the process is easy and stress-free!

You’ll avoid lengthy waits, red tape and hidden fees with Capital Bank, N.A.. And if you need support in locating your Form DD214 or VA loan COE, we are happy to help you gather any documentation needed for your Austin VA loans.

If you want to buy a home in Austin, Texas, VA loans offer a no down payment alternative to conventional mortgages. Contact us to determine your Austin VA Loan eligibility, and we’ll help you save a bundle when you buy your dream home!

Already own a home? With Austin VA loan refinancing, you have the opportunity to enjoy streamline refinancing to establish a lower interest rate on your VA home loan. If you’d like to cash out a portion of the value of your current property, ask about your cash-out finance options – Capital Bank, N.A. at (866) 216-3577 or email us at info@valoansfinance.com.

If you love everything about Texas and are hoping to own your own home in the Lone Star State, Capital Bank, N.A. can help. We help Veterans and currently enlisted members of the military obtain Texas VA home loans with extremely favorable loan terms. Qualified applicants for our Austin VA loans may be able to obtain a low-interest rate mortgage with zero money down, and these Austin VA home loans are not subject to monthly PMI which saves you money year after year on your mortgage.

These same terms apply to refinancing Austin VA home loans, so if you’ve already got a mortgage but want to save some money on it, contact us to find out if you qualify for one of our Texas VA loans – even if you currently have an FHA or conventional mortgage. We can be reached at (866) 216-3577 or you can get started today using our simple online pre-qualification form.

Pre-Qualify For Austin VA Loans Today

Most service members will meet the basic eligibility requirements of Texas VA home loans from Capital Bank, N.A..  Our VA Loans eligibility page provides all the information you need to find out if you’re eligible and start your application process. We even make it easy for you by offering an online application form so you can apply online right now.

Basic qualifications for Austin VA loans include:

  • Active duty service for 90 days or more during wartime

  • Active duty service for 180 days or more during peacetime

  • Honorable discharge from your service branch

  • You are on active duty

  • Being the surviving spouse of a Veteran who died in service or as a result of a service-related injury, providing that you have not remarried.

If you’re ready to become a homeowner in Austin, our streamlined Austin VA loans application process will get you started today, and our expert VA loan consultants will be available with the support you need from start to finish. Count on us to guide you through the process, answer your questions and help you obtain the necessary documentation to complete your application.

To learn more about Austin VA home loans or Austin VA loans refinancing at Capital Bank, N.A. explore our website or call us at (866) 216-3577 to speak to a loan consultant in person. We can be emailed day or night at info@valoansfinance.com or you can use our online application form to start the process right now.

The Housing Market In Austin, Texas

Sales prices for Austin homes are rising, with median prices around $184,893, which means now is a good time to use your VA benefits and purchase a home with Austin VA loans from Capital Bank, N.A.. Even though Austin VA home loans are limited to $424,100*, the median sales price indicates a strong supply of housing that will meet those limitations even in popular Austin neighborhoods such as: Steiner Ranch, Downtown, North Austin Civic Association, West Oak Hill and Apache Shores.

  • Year over year home sales: -68.7%
  • Year over year median sales price: +54.1%
  • Median real estate property taxes: $4,361
  • 2012 new construction building permits: 2539

Why Veterans Love Austin

Austin is considered a military friendly city. With over 50,000 Veterans living in the city limits, the city has a relatively low unemployment rate, supports Veteran-owned businesses and has plenty of military-friendly schools to choose from including: Sam Houston State University, Texas A&M University and Texas State Technical College, to name a few.

The Air Force, the Army and the Navy all maintain military bases in Texas. The closest one to Austin is the Army’s Fort Hood in Killeen, TX.The Texas Veterans Commission helps Veterans from all branches of the military obtain their service benefits as well as locate employment and educational opportunities.

While Austin doesn’t have a VA hospital, retirees are able to receive primary care at the Austin Outpatient Clinic. Austin Veterans are anticipating the opening of a new clinic in 2013.Austin is located between Killeen and San Antonio, two major military cities. Fort Hood is in Killeen and Joint Base San Antonio is nearby as well.

VA Mortgages Are Not Your Only Option. Find Out About Austin FHA Purchase Loans

At Capital Bank, N.A. our job is to help Veterans get a home loan regardless of their financial background. In some cases, Veterans opt for government-backed FHA mortgages. Austin FHA purchase loans or FHA refinance loans are a great alternative to Austin VA loans if your credit is not perfect. Want to explore FHA loans? One of our local Austin FHA mortgage experts can answer your questions!

At Capital Bank, N.A., we make home ownership a reality for our respected Veterans. Can we help you get started on your Austin VA loan application today? Check out our Veteran mortgage FAQ page — or contact our Austin VA loans experts today at (866) 216-3577 or info@valoansfinance.com.