San Jose VA Loans

San Jose VA Loans and San Jose VA Loan Refinancing

Are you a Veteran interested in San Jose Veteran home loans or VA loan refinancing? If you already live in San Jose or are faced with a San Jose Veteran relocation, this is an ideal time to buy a home. Capital Bank, N.A. makes it simple and stress-free for Veterans to acquire VA purchase loans or VA loan refinancing!

About The City Of San Jose

  • San Jose’s real estate market is enjoying an increase in values. Coupled with low interest rates and your Veteran mortgage benefits, the opportunity to own a home in San Jose is well within reach.
  • Enjoy warm weather? San Jose gets over 300 days of sunshine each year, with the average temperature a comfortable 73 degrees.
  • San Jose employees’ average salary is high at $92,000, with many working in the tech industry for employers including IBM, eBay, Cisco Systems, Cadence Design Systems, Adobe Systems, Hitachi, BD Bioscience, Sanmina-SCI, Xilinx and Ericsson.
  • Nearly a million people live in California’s third largest city, and population growth is expected to continue.

Why Veterans Enjoy Life In San Jose

  • Home to one of Northern California’s Military Entrance Processing Stations, San Jose tests potential enlistees for military service with aptitude tests. Physical qualifications are also determined, as well as screenings for background evaluation.
  • The Department of Veterans Affairs employs many Veterans who work as physicians, registered nurses, medical support staff, social workers, and other medical staff.
  • Veterans who wish to study can attend San Jose State University and San Jose City College using their GI Bill benefits.

The Capital Bank, N.A. Helps You Use Your San Jose Veteran Loan Benefits

Capital Bank, N.A. makes the process for acquiring a Veteran home loan or Veteran loan refinance easy! We can quickly determine your VA mortgage eligibility using our simple San Jose VA mortgage application. If you need help with your VA loan COE or DD214, your local San Jose VA loans specialist can help you find them, or even request them on your behalf!

Worried the loan approval process will be lengthy and stressful? With Capital Bank, N.A., we take care of Veterans by relieving them of:

  • Unnecessary paperwork
  • Hidden fees
  • Stress

San Jose Veteran Loan Refinancing, Cash Out Refinancing And Streamline Refinancing

Already own a home purchased with a VA loan? San Jose Veteran loan refinancing can help you save money by reducing your current interest rate and monthly payment. Looking for a way to borrow at a low rate? A cash-out refinance allows Veterans to borrow for more than they owe — with the freedom to spend the extra money however they like. A streamline refinance will help reduce a Veteran’s VA loan interest rate with little or no out of pocket costs.

San Jose FHA Loans Are The Next Best Option To VA Loans

If you didn’t qualify for VA loans, it doesn’t mean you can’t still buy your dream home! Capital Bank, N.A. is also an FHA-approved lender; FHA loans are backed by the federal government, making them very attractive options if you have never purchased a home before, have less than perfect credit, or not a lot of money saved for a down payment. Find out if you qualify for a San Jose FHA purchase loan or FHA refinance loan and keep your dream of homeownership alive!

Ready To Apply For A San Jose Veteran Loan Or VA Loan Refinancing?

Capital Bank, N.A. proudly supports American Veterans and is here to help you use the San Jose VA loans and Veteran loan refinancing benefits you earned. Interested in learning more about Veteran mortgages – or about applying for an FHA loan should you not qualify for VA mortgages? Contact us today at 1(866) 216-3577 or info@valoansfinance.com to apply and get prequalified today!