Carlsbad VA Loans
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Carlsbad VA Home Loans And Carlsbad VA Loans Refinancing From VALoansFinance.com
Located close to sunny San Diego, Carlsbad is one of the more popular areas to buy a home. If you’re a US Veteran or a servicemember, you may be eligible for Carlsbad VA loans from VALoansFinance.com. Carlsbad VA home loans offer Veterans and servicemembers the chance to move into their very own home with zero money down, a low, competitive interest rate and no PMI. Already own your home? VALoansFinance.com also offers refinancing for Carlsbad VA loans, which could save you hundreds each month on interest charges — even if you’re already using VA home loans.
If you’re ready to buy a home, simply complete our easy to use VA loans application form or contact us today at (866) 216-3577 or info@VALoansFinance.com. We’re ready to help answer any questions you have about California VA loans or refinancing for VA loans.
The Housing Market In Carlsbad, CA
In Carlsbad, the median home price is $629,000 and the limit on Carlsbad VA home loans is $500,000*. Although the median home price is above the limit for Carlsbad VA loans, it’s important to remember this is just the median — there are a number of properties below the limit for Carlsbad VA loans.
- Year over year home sales increase: +25%
- Year over year median sales price increase: +12.7%
- Median real estate property taxes: $4,964
- 2012 new house construction building permits for single family homes: 378
Sources: http://www.trulia.com/real_estate/Carlsbad-California/, http://www.city-data.com/city/Carlsbad-California.html, *http://benefits.va.gov/HOMELOANS/documents/docs/2013_county_loan_limits.pdf
Why Veterans Love Carlsbad
Housing costs can be higher in Carlsbad. However, to compensate for these higher costs, active duty servicemembers receive a larger amount in their monthly paychecks. The BAH rate for an E5 with dependents in Carlsbad is $2139 and an E5 without dependents receives $1719 a month. This money is designed to offset payments for rental homes or Carlsbad VA home loans for active duty servicemembers.
Veterans and servicemembers can use their Carlsbad VA home loans in popular neighborhoods such as Calavera Hills Village, Bressi Ranch and Robertson Ranch E Village. Each of these neighborhoods has homes and townhomes below the limit for Carlsbad VA home loans.
Servicemembers and Veterans who use their VA home loans in Carlsbad can access military installations in nearby San Diego. Both Camp Pendleton and NaVAl Base San Diego offer commissaries, which can save servicemembers and Veterans up to 30% on their annual grocery bill.
In nearby San Marcos, many Veterans attend California State University San Marcos. The school was rated by Military Times as the best public university in California for Veterans.
Qualifying For Carlsbad VA Loans Is Simple!
To learn more about qualifying for Carlsbad VA home loans, visit our VA loans eligibility page or contact us to get preapproved now.
Basic qualifications for Carlsbad VA loans include:
- Active duty service for 90 days or more during wartime
- Active duty service for 180 days or more during peacetime
- Honorable discharge from your service branch
- You are on active duty
- Being the surviving spouse of a Veteran who died in service or as a result of a service-related injury, providing that you have not remarried.
If your dream home is in Carlsbad, VA home loans from VALoansFinance.com can help make your dream a reality! Learn more about the process of applying for Carlsbad VA home loans. Our finance professionals are experts in VA home loans and will be able to answer any questions you may have and help you understand interest rates, debt to income ratio and how your credit impacts your eligibility, as well as walk you through each step of the application process for VA loans.
Contact us today to learn more about Carlsbad VA loans by calling (866) 216-3577, by emailing us at info@VALoansFinance.com or with our easy to use Contact Form. We’ll be able to take a look at your specific situation to quickly see if you qualify for a new California VA loan, or if we can help by refinancing your current VA loan and saving you money!