VALoansFinance.com works exclusively with Veterans and Active Duty Military. This means we are experts in the VA Loan Process, VA Loan Guidelines, and VA Loan Qualifications. Our vast experience in VA Home Lending makes our process quick and easy. Our VA Experts will be there with you from beginning to end, working to make sure everything is in order so that your VA Home Loan is a smooth transaction.
NO MONEY DOWN!VA Loans do not require a down payment. The VA Loan Program is the only loan available that allows for $0 down. With the tightening of the mortgage market, it is becoming harder for those to obtain financing because of the large down payment requirements. Because of the VA’s Guarantee, eligible Veterans are NOT required to put any money down! This could potentially save you tens of thousands of dollars in out of pocket expenses, that’s money you could use to move, decorate, upgrade or renovate the home you purchase.
LOWER INTEREST RATE!Because of the VA Guarantee lenders are able to offer lower interest rate on VA Home Loans than other types of financing. Additionally, the VA Guarantee eliminates the need for Mortgage Insurance. This means that a veteran can expect to save between .5% to 1.25% in effective interest rate by using a VA Loan Financing; this can save the Veteran thousands of dollars a year. The income and credit standards are much more flexible for VA Loans, making it easier to qualify for a VA Loan than other types of financing.
LOWER MONTHLY PAYMENT!VA Loans have NO Mortgage Insurance. This can save you thousands a year. Unlike Conventional and FHA loans, VA Loans have NO Mortgage Insurance. The mortgage insurance for Conventional and FHA loans are typically between .5% and 1.25% per year. Additionally FHA charges 1% in Up Front Mortgage Insurance. This can cost you thousands of dollars a year. Why would you pay for mortgage insurance that you don’t need? The VA Loan does not require mortgage insurance making your total monthly payment lower!
OUR CORE VALUES
A Message From the VALoansFinance.com Team
We work hard to ensure that the VA loan process is simple and stress-free for military members. It is our honor to provide our Veterans with caring, knowledgeable assistance in obtaining an affordable VA loans quickly and easily. You’ll always receive personalized, one-on-one service from our team.
Help is available 24 hours a day, 365 days a year. Our friendly and knowledgeable VA loan experts look forward to assisting you. Contact us at +1 (866) 216-3577 or info@VALoansFinance.com today!